1. Introduction

These Terms and Conditions ("Terms") govern your use of the Lending Buddha website (www.digitalblinc.in) and any services or products provided by Lending Buddha, including but not limited to Skill Development Courses, Internship Programs, and Combo Learning Packages.

2. Definitions

• "Lending Buddha" refers to our company, a student incubation center registered as an MSME under the Government of India.
• "User" refers to any individual visiting or using our website.
• "Student" refers to any user who has enrolled in one or more of our programs.

3. Website Usage

3.1 General Terms

• By accessing this website, you agree to be bound by these Terms.
• You must not misuse the website for unlawful purposes, transmit viruses, or engage in activities that may damage or impair the website.

3.2 Intellectual Property

• All content on this website, including logos, graphics, texts, and course materials, is the intellectual property of Lending Buddha.
• Unauthorized reproduction or redistribution is strictly prohibited.

3.3 Accuracy of Information

• We strive to maintain accurate and updated content; however, Lending Buddha is not liable for typographical errors or outdated information.

4. Enrollment and Course Participation

4.1 Eligibility

• Students must be at least 16 years old and meet eligibility requirements mentioned in specific course descriptions.

4.2 Enrollment Procedure

• Enrollment is considered complete only after full payment is received.
• Lending Buddha reserves the right to accept or reject any application without providing reasons.

4.3 Course Delivery

• Courses may be delivered online, hybrid, or in-person, depending on the chosen module.
• Lending Buddha reserves the right to modify schedules or mentors due to unavoidable circumstances.

5. Payments and Refund Policy

• All payments made to Lending Buddha are non-refundable.
• Services are considered delivered once access to digital resources, training slots, or mentorship is provided.
• We do not entertain refund requests under any circumstance including dissatisfaction, withdrawal, or non-attendance.

6. Student Obligations

• Students are expected to maintain professionalism, complete assignments, and respect mentors and peers.
• Any misconduct, plagiarism, or abusive behavior may result in termination of access without refund.

7. Certification

• Certificates will only be issued upon successful completion of course requirements, attendance, and evaluation criteria.
• Certificates are for skill representation only and do not imply job guarantee unless explicitly stated.

8. Privacy and Data Usage

• By using our services, you agree to the collection and use of your information as outlined in our Privacy Policy.
• We do not sell or share your personal data with third parties for commercial purposes without your consent.

9. Limitation of Liability

• Lending Buddha shall not be held liable for any indirect, incidental, or consequential damages arising from the use of services or website.

10. Amendments

• We reserve the right to revise these Terms at any time. Changes will be updated on this page.
• Continued use of our services constitutes acceptance of any changes made.

11. Jurisdiction

• These Terms are governed by the laws of India. Any disputes shall fall under the jurisdiction of courts located in Noida, Uttar Pradesh.

12. Contact Information

If you have any questions regarding these Terms and Conditions, you may contact us at:

• Address: H-183, Sector 63, Noida
• Email: contactus@digitalblinc.in
• Phone: +91 7060372107